Net Banking Kya Hai, Internet Banking Use Karne Ke Fayde or Nuksan

Net banking jise online banking ya internet banking bhi kahte hai. Iske madhyam se bank customer apne computer par apni bank ke network or uski website ka istemal kar sakte hai. Internet banking ka sabse bada fayda hai ki customer apne ghar, office ya kahi par se mobile ya computer ki help se bank ki services ka fayda utha sakta hai.

what is internet banking

Online banking internet par banking se related ek service hai jiske throw computer, laptop and mobile ka istemal kar consumer banks ke network or unki websites par apni pahuch bana sakte hai or ghar baithe shopping, money transfer functions and all other information jo banko ke dwara mili suvidhao me hoti hai ka labh utha sakte hai.

Aaj ke time me insaan har work ko or jyada aasan, simple, sulabh and teji se karne ki process me laga hua hai. Internet banking bhi ab koi new nahi rah gayi hai. Lagbhag sabhi log (jo internet use karte hai) ko iske bare me jankari hai.

Net Banking Kya Hai?

Kisi bhi bank dwara pradan ki gayi services ko kisi bhi location se computer, mobile ya kisi other instrument ke dwara internet ke madhyam se use karna internet banking kahlata hai. Iske liye banks apni websites or mobile apps bana kar customer ko services offer karte hai.

Internet banking ko online banking, net banking, mobile banking, E-banking jaise bahut se name se jana jata hai but in sabhi ka matlab ek hi hai. Mobile banking me hum mobile par apni bank ki service istemal kar apne kaam pure kar sakte hai.

How to Use Internet Banking?

Internet banking use karne ke liye aapko apni bank se contact karna hoga. Wo aapko iske bare me sabkuch details me btayenge. Iske liye aapko bank branch me ek form bharna hota hai. Uske bad aapko bank username or password btayega. Jisse aapko bank ki site par ja kar log in karna hai.

Agar aapke pas ATM card hai to aapko bank brach jane or form bharne ki bhi jarurat nahi hai. Iske liye aap bank customer care me call kare wo aapko iske bare me sabkuch details me bta denge.

Internet Banking Use Karne Ke Fayde (Benefits):

Internet banking se hum kya kya kar sakte hai, Ise hume kya kya labh hote hai or hume ye kyu istemal karni chahiye. Ayse bahut se sawalo ke jawab aap janna chahate honge. So mai yaha aapko iske bare me point se bta deta hu.

  1. Apne account se kisi other person ke account me paise send karna, Internet banking se hum kisi bhi aadmi ke account me turant money transfer kar sakte hai.
  2. Apna account balance ki information pata karna.
  3. Account ki trasaction statement check karna.
  4. New FD ya other khata kholna.
  5. Mobile recharge karna.
  6. Electricity, water, Dish TV and other bills ka ghar baithe payment karna.
  7. Apne account ka statement download karna.
  8. Check book order karna.
  9. Online shopping karna.
  10. Bank se kisi bhi banking service ki mang karna ya compailent likhwana.
  11. Apne account ki information check karna or usme change karna.
  12. Online various stock market and other investments ka istemal karna.
  13. Bus, train, plane and other tickets online book karwana.
  14. Apna tax and other payment online karna.
  15. Online DD demand draft ke liye form bharna.
  16. Apni loan ya dusre khato ki description dekhna.
  17. Life insurance, auto insurance and other banking services and products online kharidna.
  18. Inke alawa or bhi bahut si services hai jo aapko net banking se milti hai. Adhik jankari ke liye aap apni bank ke customer care me call kare.

Internet Banking Use Karne Se Hone Wale Nuksan (Loss):

Internet banking use karte samay kya kya savdhaniya (Precautions) rakhni chahiye or ise use karne se kya kya nuksan ho sakte hai.

  1. Internet banking ke liye aapko btaya gaya password aapke account ki key hota hai. Iske bare me kabhi kisi ko na btaye.
  2. Apna password kahi bhi likh kar na rakhe. Jitna ho sake password yaad rakhne ki koshish kare kyuki likha hua password kisi galat person ke hath lag sakta hai.
  3. Internet banking ks link humesha apni bank wali site par hi ja kar open kare, or ho sake to humesha private browser me net banking use kare. iske liye aap kisi bhi browser ko open kar Ctrl+shift+N key button use kar sakte hai. Gmail, email, sms and other kisi bhi prkar se btaye link par se net banking use na kare.
  4. Kisi bhi person ke phone par puchne se apne password or personal information na btaye.
  5. Bank trasaction ke dauran aapko jo ek time ke liye One time password (OTP) milta hai. Uske bare me bhi kisi ko na btaye.
  6. Humesha akele me net banking use kare kisi ko sath le kar risk na le.
  7. Internet par account ko istemal karne ke bad log out jarur kare.
  8. Apna mobile number or apni email ID bank branch me jarur add karwaye. Isse aapko apne account ki har ek activities ki notification milti rahegi.
  9. Apna debit card, atm card master card ko sambhal kar rakhe. Iske kho jane par turant bank ko information de or card ko block karwaye.
  10. Aap jab bhi apne computer ke browser me net banking use karo to dhyan rakho ki browser ke link bar me site https ke sath open ho rahi hai ya nahi or uska color green ho to hi ye aapke liye secure hogi. Agar aysa nahi hai to apni bank se contact kare or len-den na kare.
  11. Humesha apni bank ka sahi link open kare, jaise https://www.onlinesbi.com kei bar galat link type karne se isi se related koi other site open ho sakti hai jaise https://ww3.onlinesbi.com or aapke sath dhoka ho sakta hai.
  12. Lottery or any prize -related e – mail sms ka kabhi reply na kare or inhe forn delete kar de. Aap inki un institution me report kar sakte hai jaha se hone ka ye dawa karte hai.
  13. Apne computer ya laptop me humesha koi badiya anti-virus use kare. Kyuki kuch malware and other virus aapke computer or aapki personal information hacker tak pahucha sakte hai.
  14. Agar aapko lagta hai ki aapke sath kuch galat ho raha hai to iske bare me turat apni bank ke toll free number par call kar suchna de.
  15. Bahut bar log apna kaam hone par computer ko turant band kar dete hai. Aysa kabhi bhi na kare or site par se ache se log out hone ke bad hi computer off kare.

Internet ka jitna sadupayog ho raha utna hi durupayog bhi ho raha hai bahut se hacker dusro ki site hack karke ya kisi ki personal information chori karke dhoka-dhadi ka kaam karte hai. So mai aapko suggest karunga ki internet banking use karne time savadhaniya barti jaye or full security ke sath net banking istemal ki jaye.

Isi ke sath mai aapse ye bhi kahna chahunga ki kabhi bhi internet banking services ka bahar istemal na kare. I mean internet cafe, cyber cafe ya kisi or ke computer me internet services use na kar or agar aapko karna jaruri bhi ho to apna password regular time to time badalte rahe.

Agar aapko ye post pasand aaye to ise social media par apne friends ke sath share jarur kare.

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About Jumedeen Khan

I'm the founder of this site and we regularly share useful and helpful information here for beginners. ❤️

Comments ( 42 )

  1. priya

    sahi hai Good post

  2. dianabol

    janab nice post apko wese kis kis cheej ki knowledge hai ap to lgta hai all rounder ho…

  3. nitesh

    Sir dusri website ki image apni website pr use krne ke kya rule hai jisse koi copyright problem ni ho

    • Jumedeen Khan

      Hum kisi or ki image use nahi kar sakte. Wo humari report karke humari post ko google se remove or delete karwa sakta hai.

      • nitesh

        Ha ye to sahi hai pr mene bahut se blog pr image dekhi hai dusri website ki josme vo neeche image source-website ka nam likh dete hai aur bhaiya ji blogger me image add krne ke liye url ka option kyu ata hai fir

        • Jumedeen Khan

          Link ka option isiliye hota hai ki taki hum image se bhi other pages ko link kar sake.

  4. Brij Mohan sharma

    Thanks Jume Deen

    I am always Inspire when i read your Posts That is Wonderful Post and its very Usefull for all of people.its Awesom Keep sharing

  5. rahul

    Kya net banking ka extra charge bhi hota h bank me

    • Jumedeen Khan

      Nahi.

  6. Rusheek

    Bro आप्कों मेनें कहा था कीं वर्टप्रेस को सखनें केलीए Cloudways सें free में होस्टीग खरीदी थी लेकिन एक कफ्युजन हैं कीं Cloudways हमें १४ दिनों के लिए फ्री में होंस्टिंग देता है आज ही मेरे होस्टीग कें १४ भीम खत्म हो गई है लेकिन तब भी इंटरनेट पर मेरी वेबसाइट अच्छी तरह से ओपन हों रही है ओर dashbord भी अच्छी तरह से ओपन हो रहा है ऐसा क्युं?

    • Jumedeen Khan

      Hosting ki expire date hoti hai. Uske bad aapka blog open hona band ho jayega. Google me se site ko remove hone me time lagta hai.

      • dheeru

        bhai net banking se money kitne time me transfer ho jata hai…?

        • Jumedeen khan

          Iska fix time nahi hota but thoda time lagta hai jo seconds me hota hai.

  7. sarfraz

    sir maan lo maine ke domain liya aur use blogger me lagaya
    aur 6 mahine tak blogger par raha
    ab kya main isi domain se wp par jaa sakta hu

    • Jumedeen Khan

      Ha kar sakte ho. Aap jab chaho kar sakte ho.

  8. mohd shariq

    bro me ek new blogger hun aur me apni site par adds lagana chahta hu. plss aap mujhe bataye ki me AdSense ko chod kar kon se ads network ke ads laga sakta hu. jisse me earning kar saku. revenue hits, vidvertiser, infolinx, ya adds optimal. koi ESA his me 1000 page view par paise mile, plss suggest me

    • Jumedeen Khan

      Inme se infolinks better hai.

  9. Abdul Razzaq

    jume deen khan g apko contact page pe guuest post send ki hai reply kare keh kub publish kro ge

    • Jumedeen Khan

      Mai aapki post check karke aapki mail par aapko reply kar dunga.

  10. naresh detruja

    sr awesome information diya hai aapne aapke is aarticles me complete info diya net banking or uske profit ke bare me nice aarticles

  11. mdbarkat

    Main apko Email par Massage kiya tha.. Kya muje uska Jwab denge..
    Mdbarkat79 @gmail.com par Send karde

    • Jumedeen Khan

      Mujhe aapka mail nahi mila hai aap fir se send kare.

  12. arif ali

    Hlw sir kya arab se kamaye huye paiso ka india me tax lagta hai

    • Jumedeen Khan

      Ha lagta hai. Jab aap arab ke paiso ko india rupees me transfer karoge to tax lagega.

  13. sarfaraz

    Hi, Sir aapne bohut badiya post kiya hai uske liye thanks,

    Mera ek chij bataye ki, me aapne blog me ek sath kitna AdSense ke ads use kar sakunga, 3 se jada istemaal karne se koi problem hoga kya..? mene sidebar me 1 or post ke top par ek link add or post ke niche ek adsistemal karta hu.

    Mujhe ek baat jan na hai ki me agar post ke top me pehle text/link add ek or uske niche link ads use karo tu koi problem hoga kya.. plz mere ya sabal ke ans doge plz sizr thanks…

  14. Deepak

    Sir.. mera blog blogger par hai.. or mere hompage par only 6posts show ho rhi hai 7 hote he only 1 post hompage par show hone lagti hai.. mene template bhi change kar liya or layot me jaker bhi change kar diya but koi fark nhi pad rha hai.. aap btaye ki me kya karu..?
    or hompage par posts ke baad neeche Home ka button aata hai bo kese hatega…???

    • Jumedeen Khan

      Aap ye template change karo or koi achhi template use karo. Sath hi setting me posts number set karke browser ki history delete karke check karo ya apni site ko open karke reloud karo. Iske liye aap windows+f5 button use kar sakte ho.

  15. arun

    Jumedeen Khan ji mera google AdSense account appuruv ho gaya hai. full google AdSense account apporuv hone tak mai sirf 1 blank ad code website par laga diya to chalega kya.

    • Jumedeen Khan

      CHalega but aap 2-3 ad unit use karte to or achhi bat thi.

  16. Sanjay Singh Rawat

    Hi Bro! Aapne bahut hi special aur kucch nayi jankari di hain. Ek blogger ke liye net banking payment system bahut hi important hain. Net banking se related hindi jankari net par bahut hi kam hain. Aur aapne is post ke dwara net banking ki saftey se related bahut hi acchi jankari batai hain.

  17. Akram

    bhai aapne author block me aur recommended post block me borders kaise lagaye hain.. kyu ki mujhe categories me aur search block me borders lagana hai

    • Jumedeen Khan

      Akram ye aap CSS coding se kar sakte ho is tarah border: 1px solid #cccc

  18. anup sahu

    sir, mujhe ek help cahiye mai new blogger hu maine ek blog bnaya hai but mujhe blog ki koi jankari nhi hai to thoda sa help cahiye

    mere blog ka 2 masla hai jo explain kar rha hoon umeed hai help krenge app
    1. pehla hai jab google me search karta hoon to blog title pehle ata hai post title uske baad
    2 .2nd problem hai post title ke baad css ka html code nazar ata hai reply krenge to site ka detail btaunga

  19. rizwan khan

    Bhai Maine kuchh sal pahle se YouTube per video Dale the Jo yahoo ki id se hai , kisi kisi video per 1lakh 80 hajar tak view ho chuka hai. kya usper yahoo ki id se ad laga sakta hu. 1.80 Lakh viewer per kitne paise milenge. Mera koi blog/web nahi hai. Na koi zyada knowledge hai iske bare me. Please help

    • Jumedeen Khan

      Nahi YouTube ko aap sirf AdSense se connect kar sakte ho.

      • rizwan khan

        Bhai koi tarika hai Jo yahoo se AdSense connect ho sake, ya Jo Mera YouTube channel hai usko yahoo se gmail per kar saku, 3/4 sal ki mehnat bekar jayegi meri

        • Jumedeen Khan

          Aap apne isi YouTube channel ko AdSense se connect kar sakte ho. Mehanat bekar kyu hogi aap AdSense use karo.

  20. Sahil kumar

    Aaj ke jamane me net banking bahut hi jaroori hai, maine blogging ki jitni bhi sells ki hai wo sabhi net banking ke throug hi ki hai,

    Mai sabhi readers ko suggest karuga ke wo SBI ki net banking hi chune.

  21. Rahul

    Sir apke blog k top par ye hai…

    Support Me India – India’s Best Hindi Blog to Learn Blogging » Feed
    RSSSupport Me India – India’s Best Hindi Blog to Learn Blogging » Comments Feed

    ise kaise La sakte h apne blog k top pr agar iska koi post h apke pas to link jrur send krna bro

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